Insurance

Click on the following links to download a PDF of the various FAQs, explaining BNS’ new insurance policies.

Incident Scenarios

FAQ – Associated Clubs

FAQ – General Membership

AD&D Insurance: Summary of Coverage

2018 BNS Insurance 


Background: Over the past two years, BNS has taken a close look at our insurance policies and the benefits they offer our members, along with Affiliated and Associated Clubs. In 2017, we took the step of amalgamating our two insurance policies into one, which offered better coverage for all of our sanctioned events – both competitive and recreational. This improvement provided consistent and strong coverage for any organizations choosing to use our insurance program (brokered by Marsh Canada).


However, we recognized in our insurance review that our members were only covered during BNS events and not when they were cycling on their own. In fact, no cycling organization in the province offers insurance for cyclists outside of organized events. We watched as cyclists were injured while training, touring, commuting, and enjoying Nova Scotia’s roads and trails – and had no insurance coverage to assist with their recovery.


BNS is very excited to be expanding our insurance coverage this year. In 2018, our insurance will provide Accidental Death and Dismemberment (AD&D) coverage to our members on all their rides – whenever and wherever! To ensure clarity of policy through Marsh Canada we have provided responses to Frequently Asked Questions.


To learn more, please visit the FAQ pages we have created to answer the most common questions in regards to the new insurance:

FAQ – Associated Clubs

FAQ – General Membership

Incident Scenarios

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Bicycle Nova Scotia